"The floor of the garage has completely deteriorated."Jim is one of the my favorite writers!
No. It hasn't "deteriorated." It is nonexistent. The garage floor is now and has always been a dirt floor. The plans are to pour a concrete slab over the dirt floor.
I hate to be redundant, but if your inspector had called me ... hell, if he'd have called my contractor, he'd have known this.
Too bad he's having a problem with his insurance company.
Actually, too bad for the insurance company.